/ Small Business Financing
Get ready for your next big move.
Growth takes more than money. It takes the right plan, the right timing, and the right partner. We work with your business first—then explore financing when you’re ready to put it to work.
/ Eligibility
For eligible BOSS clients after 12 months + readiness approval.
/ Philosophy
Capital should move you forward. Not hold you back.
A cash injection can be powerful—but only when the business is ready. During your first year, BOSS gets to know your operations, your goals, and your numbers. Together, we build a plan for growth before talking dollars.
/ Read this first
Capital is a tool. Not a trophy.
01
A year opens the door
Twelve months with BOSS makes a business eligible for review. It is not an approval, and it is not a guarantee.
02
The money has a job
Hiring and equipment are the uses we plan for. Anything else needs BOSS approval before it is on the table.
03
Terms are negotiated
Debt, equity, or a mix may be discussed. Pricing, timing, and who funds it are confirmed only after diligence.
/ Funding options
01
Business loans
Explore loans up to $500,000, with possible 1-, 5-, or 10-year terms.
02
Equity investment
Explore capital in exchange for an ownership stake, where appropriate.
03
A mix of both
Some opportunities may combine debt and equity to fit the growth plan.
All options are subject to review, availability, and negotiated terms. Funding is not guaranteed.
/ 01
Hire the team
Add employees needed to serve more customers or increase capacity.
/ 02
Buy the equipment
Purchase equipment needed to deliver more, faster, or better.
Other uses require BOSS approval.
/ How financing works
How financing works.
01 Work with BOSS
Build a track record and stronger operations over at least 12 months.
02 Make the growth case
Identify a specific use of capital and expected business impact.
03 Readiness review
BOSS assesses business performance, capacity to repay or support an investment, and execution plan.
04 Explore a structure
If approved for consideration, discuss debt, equity, or hybrid possibilities; final terms and closing depend on diligence and documentation.
12 months
minimum client history
Up to $500K
potential loan amount
1, 5 or 10 years
possible loan terms
Loan, equity, or hybrid
possible structures
These figures describe what may be considered. They are not an offer, an approval, or guaranteed terms.
Sample testimonial / Fictional company
“BOSS helped us figure out what growth would actually cost before we asked for capital. By the time we explored equipment financing, we had a plan instead of a guess.”
Northline Workshop
Fictional example for internal review. Replace with an approved customer quote, or remove this section, before publication.
/ FAQ
Can I apply before 12 months?
You can discuss growth goals now, but financing consideration unlocks after 12 months as a BOSS client and a readiness review.
Will you check my credit?
BOSS does not require a credit check for its initial readiness review. Final financing may involve separate lender or investor requirements.
Does a year with BOSS guarantee financing?
No. Eligibility to be reviewed does not guarantee approval or funding.
What can the money be used for?
Growth needs such as hiring employees or purchasing equipment, subject to an approved plan.
Do I have to give up equity?
Not necessarily. Debt, equity and blended structures may be considered.
Build the business first. Then fuel what’s next.
Let BOSS help you get ready for the opportunity ahead.